At Morgan Family Dental, we understand that dental care is an essential aspect of your overall health and well-being. Dental insurance can often be confusing and overwhelming, which may discourage patients from seeking dental care. Therefore, we do our best to simplify the insurance process to make it easy for you to access the dental care you need.
We accept dental insurance from all major providers, including Delta Dental, Humana, and Cigna, to eliminate any barriers to quality dental care. Our team is committed to making the insurance process as transparent as possible, and we’re always available to answer any questions you may have about your plan.
Understanding Dental Insurance Dental insurance can be incredibly beneficial for patients, making dental care more affordable. Most patients obtain their insurance through their employer, and in exchange for paying a monthly fee, they receive free or discounted dental services, depending on their specific plan. Preventive care is often fully covered, including two teeth cleanings per year, exams, and x-rays. Basic and major procedures are typically covered at different percentages, with patients paying more for major procedures.
In-Network vs. Out-of-Network Many patients may get confused about whether a dental practice is in-network or out-of-network with their dental insurance provider. HMO plans require dental work to be performed by in-network dentists, and referrals to specialists must be provided by that dentist. On the other hand, PPO plans offer more flexibility, and the distinction between in-network and out-of-network is much less limiting.
We Accept All Major Insurance At Morgan Family Dental, we accept all major insurance provider plans, so you don’t have to worry about whether your insurance works here. We make it easy for you to use your dental insurance by simply choosing a dentist and scheduling an appointment.
Choosing a Dentist When selecting a dentist, we encourage you to consider other critical factors, such as availability around your busy schedule, accommodation by the dentist and staff, and other important factors.
If you have any questions about your insurance or how we can assist you, please don’t hesitate to contact us. We are always happy to help and schedule an appointment for you during our convenient office hours.